If you did not have insurance, the MIB are entitled to refuse to pay you. Strictly Come Dancing Strictly stars ‘disgusted by brutal attack’ on AJ Pritchard as police issue new details AJ Pritchard and brother Curtis were attacked outside a nightclub by eight thugs. However, a domestic regulations insurer is regarded as substituting for the MIB, rather than as a normal road traffic insurer. The MIB will not pay out to an uninsured Claimant. Subrogated claims will not be paid by the MIB.

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The Motor Insurers Bureau “MIB” is a corporate body atainst up by agreement with the road traffic insurance industry to deal with claims against untraced or uninsured drivers, in respect of the use of motor vehicles on the road, or other public places required to be covered by compulsory road traffic insurance.

Your rights if you’re hit by an uninsured driver

If you were uninsured and are being claimed against, you are entitled to defend the claim and claim compensation yourself. Refusal to give insurance information is a criminal offence. It is a defence to this argument to show that having become aware the vehicle was stolen, unlawfully taken or uninsured, there was no opportunity to alight from the vehicle.

If you are not careful you may end up spending uninssured lot of time and money getting nowhere, or even ending up with a bill to pay the other side. The main requirements of the scheme are as follows: The requirement is to get off or out of the vehicle at the first reasonable opportunity after you discovered the situation. Don’t panic, help is available Image: If you issue proceedings and then fail to comply with their rules, it may be possible to withdraw the claim, re-issue it and then comply.


Where you are involved in an accident with an uninsured driver you are uninsuerd entitled to claim compensation. The MIB are an insurer of last resort. How can Uninsred Clarke help you? Asda Asda is giving away massive boxes of winter vegetables completely free of charge. Conservative Party Theresa Uninshred in cronyism row as leading Brexiters get honours.

In theory, at-fault uninsured drivers are personally responsible for all damages and personal injuries they cause. You should only be doing this if you know what you are doing or you are represented by someone who knows what they are doing.

In addition, the Road Safety Act provides harsher sentences for those who kill or are involved in accidents while driving uninsured. This is different to standard claims where you may be entitled to claim the loss from the other side as well as retain any insurance monies.

This means they will not pay for anything you have already nuinsured paid for under another policy. New Year’s honours New Year Honours list in full – from stars to heroes of tragedy and terror Michael Palin, Christopher Nolan, Twiggy and Gareth Southgate are among big names in this year’s list – along with heroes of terror attacks and the Thai cave rescue, plus a political row.

Enjoy the adventures of Andy Capp and wife Flo every day. If it sgainst not clear which agreement applies, the MIB recommend you apply uinnsured both the untraced and uninsured agreements and they will then advise which they believe applies.


The MIB pays out compensation to those who suffer personal injury or damage to their property as a result of accidents involving uninsured motor vehicles. Have a quick check to see how much you could be owed using an online calculator.

Uninsured Driver

This means the party bringing the claim must comply with all requirements applying to an MIB claim with respect to the domestic regulation insurer. If you have ‘fully comp’ insurance, then you should claim against this mmib for repairs. If the other driver refuses to give you their insurance details, or show you their drivers licence, you should get on to uninxured police as soon uninsred possible and file a formal complaint.

The terms are negotiated from time to time with the Government. This is an agreement between the MIB and the road traffic insurance industry. However, even the MIB’s own legal representatives sometimes fail to properly understand the requirements of the scheme, never mind a Claimant lawyer. Terms of use Privacy policy Disclaimer.

Once this compensation has uinnsured received, your insurer should reinstate your no-claims discount and cancel any corresponding premium increase. If possible, get a photo of the vehicle. Broadly speaking, if there is a policy of insurance in existence, in respect of a vehicle at the time of the accident, the insurer issuing the policy will pay the claim.

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